Search Results for: monopolization

Danny Ghorbani – What Affordable Housing Seekers and Manufactured Home Owners, Residents Need – DTS Implementation

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MHLivingNews has previously reported that the upward pressure monthly fees on homesites needs an influx of new homesites to mitigate that lack of supply. This publication has also reported that more competitive financing would make a difference for numbers of current and potential affordable housing seekers and manufactured home owners. The following is based on what is found on the …

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“We have Met the Enemy and He is Us” – Pogo; RV/MH Hall of Fame Celebrity – Struggle for Quality Affordable Housing

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“Superficiality is the curse of the modern world.” – Matthew Kelly, author and business consultant, per Quote Fancy.   Per some informed sources, the COVID19 pandemic is going to accelerate the need for more affordable housing. Thus, this topic may be timelier than ever before. But before diving into it, Matthew Kelly has an apt point. If someone skips the details, …

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Red Dawn Email Head-fake – Life, Death, Resurrection and Rebirth – COVID-19 Complexities Impact Manufactured Homeowners, Affordable Housing Seekers, Religious and Other Groups – Easter Sunday Warning by AG William Barr

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Justice Department (DOJ) spokesperson Kerri Kupec said on Saturday 4.11.2020 at 8:01 PM to expect action by Attorney General (AG) William Barr on issues relating to possible violations of religious rights.     The partial shutdown of wide parts of the United States, orders limiting the size of gatherings, over 16 million thrown out of work in just 3 weeks …

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Machiavellian Housing Institute or Manufactured Housing Institute? Why it Matters to Affordable Housing Seekers, Manufactured Homeowners

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If someone wants to understand the politics and economic issues that influence affordable housing and the manufactured industry, sooner or later, one will come across the Manufactured Housing Institute or MHI. As with many organizations, MHI has its supporters and detractors. A ranking staffer in a Democratic House of Representative’s member’s office told MHLivingNews that MHI had a reputation as …

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American and California Feudalism The Squeeze on the Middle and Working Class – Joel Kotkin and Marshall Toplansky – Chapman University

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The title to the report linked here is California Feudalism – The Squeeze on the Middle Class. But research authors Joel Kotkin and Marshall Toplansky for the Center for Demographics & Policy at Chapman University themselves point out the relationship of their report to those who want to see America become more like California. They also use the phrase “working …

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Warren Buffett’s “Moat” per Kevin Clayton, CEO Clayton Homes Interview Transcript, Video – Affordable Housing and Manufactured Homes

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“We study history in order to understand the present and to prepare for the future. Because anything that’s happened before can happen again.” – House Majority Whip Jim Clyburn (SC-D) on 2.29.2020.   When you limit or destroy competition, you are by definition limiting and harming consumer opportunities. That in turn leads to a variety of problematic outcomes, which the …

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Coming Epic Affordable Housing Finance Clash? Chair Maxine Waters vs. Warren Buffett – Clayton Homes – Historic Challenges Ahead

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“Facts are stubborn things.” – Mark Weiss, J.D., President and CEO of the Manufactured Housing Association for Regulatory Reform (MHARR).   Near the epicenter of what could become a cosmic clash in the year 2020 are events that have their origin approaching 2 decades ago. Much more recently, Congressional Representative Maxine Waters (CA-D) signed a letter with some of her …

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Chanukah, Christmas and Traditional “It’s a Wonderful Life” Staring Warren Buffett as Mr. Henry Potter

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Hanukkah or Chanukah, they are each a name for a minor Jewish feast that celebrates a Festival of Lights.   For Christians, the birth of Jesus celebrates the True Light that came into the world to set believers free. The two religious celebrations are often quite close or overlap on the calendar. Near the darkest – least amount of daylight – …

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Giant Manufactured Home Community Operator and Manufactured Housing Institute Member – RHP Properties – Backs Down; HUD, FHFA, Nonprofits and You

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“Give me six hours to chop down a tree and I will spend the first four sharpening the axe.” – Abraham Lincoln.   Preface before addressing the headline issues: Steve McDonald reminds us in the intriguing lyrics from the title song of Sons of Somerled that there’s been times when the sword is mightier than pen. Today, sometimes money seems to outweigh pen and sword, although …

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FHFA, GSEs – High Cost to Minorities, All Americans – Due to Asserted Failures to Follow Duty to Serve Affordable Housing, Existing Federal Laws

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The following are the comments as prepared for the Federal Housing Finance Agency (FHFA) virtual listening session scheduled for Wednesday 12.11.2019.    — FHFA Listening Session Comments by L. A. ‘Tony’ Kovach, Publisher of MHLivingNews.com, MHProNews.com, Award-Winning Manufactured Home Industry Expert and Consultant (LATonyKovach.com and http://www.linkedin.com/in/latonykovach)   Speakers addressed the Washington, D.C. Federal Housing Finance Agency (FHFA) Duty to Serve …

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Five Point Plan for Affordable Housing and Manufactured Home Living Recovery

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Preface. This article will first outline a five-point plan for affordable housing and manufactured home living recovery. Then, it will give some specific examples of why this plan makes more sense than others that are being discussed. Interlaced with that will be facts, evidence and specific examples of how the battle for affordable housing has been weaponized by some powerful …

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Examining Realtor Kristina Smallhorn’s “5 Biggest Lies About Manufactured (Mobile) Homes” – Video and Analysis

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Realtor.com says that Kristina Smallhorn goes by the moniker, “Your Real Estate Whisperer.” She tells those pondering the housing markets ‘secrets’ and insights that others may not realize. Manufactured Home Living News (MHLivingNews) stumbled across Smallhorn’s video last night, and we knew right away that we had to share it. Not because we think she’s made is a perfect video, …

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Addressing Growing Affordable Housing Crisis, Income Inequality by Enforcing Good Current Laws – Illustrated Report, Analysis

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Complex problems cited in the headline can be simplified by making this specific point. Affordable housing and income or wealth inequality are in several ways related issues. Home ownership is the most common form of wealth building in America. There are already good laws ‘on the books’ that make more affordable housing available. There are also good laws that make …

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Veterans, Manufactured Homes, the Crisis of American Business, Politics, and Policies

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Let’s begin with what many will want to know every day, not just Veteran’s Day. Yes, you can buy a manufactured home with a VA – Veterans Administration – loan with as little as zero down payment. Millions who have a DD214 could qualify.     That said, veterans by definition are individuals who have or still do serve their …

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Costumes, Bridging Gaps Impacting Affordable Housing, and Manufactured Home Insights

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Yesterday was Halloween, which makes today All Saints Day. In years gone by, it was customary in several Christian countries to ‘dress up’ in costumes that were supposed to remind someone of a specific saintly person. Halloween is a contraction that means “All Hallow’s (i.e.: holy, saintly) Eve” – the night before All Saint Day. Just writing those facts – …

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