Let’s begin with what many will want to know every day, not just Veteran’s Day. Yes, you can buy a manufactured home with a VA – Veterans Administration – loan with as little as zero down payment. Millions who have a DD214 could qualify.     That said, veterans by definition are individuals who have or still do serve their …

Yesterday was Halloween, which makes today All Saints Day. In years gone by, it was customary in several Christian countries to ‘dress up’ in costumes that were supposed to remind someone of a specific saintly person. Halloween is a contraction that means “All Hallow’s (i.e.: holy, saintly) Eve” – the night before All Saint Day. Just writing those facts – …

During a widely acknowledged affordable housing crisis, one would normally imagine that affordable housing would be doing very well. While some segments may be performing well, perhaps the most proven form of U.S. affordable housing ever is struggling at historically low levels. How is that possible? Furthermore, millions of Americans who live in this most proven form of affordable housing …

When you strive to tell the truth as you know it, consistency becomes easy. Former President Barack Obama is beloved by millions. Others opposed his policies. It is similar, albeit more intense, with the current President Donald J. Trump. Each man stands quite apart on many issues. But on at least one thing, they agree. Both men believe that the …

What follows below is a letter to the editor of MHLivingNews from a community resident-leader. It is worth mentioning that this person has lived and owned in conventional housing before moving into a manufactured home in a land-lease community. He loves his manufactured home, as he has said on his own blog. He enjoys the community, neighbors, and lifestyle. But …

The truth has been hiding in plain sight for years. But politics, the revolving door, and other factors have kept Americans – living in one of the wealthiest nation per capita on planet Earth – out of the top 40 countries in the world in terms of the percentage rate for personal home ownership.   How did that relatively low …

To understand the warning and/or alert noted in the headline, some background is useful.   Dave Anderson is the Executive Director of the National Association of Manufactured Homeowners Association (NMHOA). Prior to NMHOA Anderson was the executive director with the Minnesota-based All Parks Alliance for Change (APAC).  Both ‘resident’ organizations state as their mission to benefit and protect the rights …

Superficially, manufactured housing is an easy to understand product, service, and industry. It costs far more to build a house on site – so-called ‘stick building’ – then it does to build one in a factory and was permanently installed on a buyers preferred home site. It costs more to build apartments than it does a manufactured home community. The …

Songs can often capture ideas and emotions in poetic and transformative ways. Ballads by definition are songs that tell a story. The ballad that Gretchen Peters wrote that was performed by Martina McBride blends a range of symbols that brilliantly captures the story of an abused woman, as told through the eyes of her daughter. For the next few minutes, let’s …

“Follow the Money.” – a maxim used by journalists and investigators.   “Sometimes the best place to hide is in plain sight.” – axiomatic expression used by numerous authors.   ‘One should separate wheat from chaff.’ – Per Dictionary, to separate wheat from chaff means sort the valuable from the worthless, as in ‘I hope we’ll get a preview of …

Californian Robert ‘Bob’ Van Cleef is involved in manufactured home resident advocacy. Bob and his wife sold their home and moved into a manufactured home. They enjoy their manufactured home, but were unpleasantly surprised by certain developments in their community.  That’s when Bob stepped up to volunteer as community leader.    He is active with the Golden State Manufactured-Home Owners …

Kurt Kelley, JD, is the publisher of the Manufactured Housing Review (MHR), as the below reflects in his quarterly’s “Publisher’s Message.” For the 2019 Quarter 1 issue, his message read in part as follows.   “…We also [in this issue] address Senator Elizabeth Warren’s attempt to gather private information from Manufactured Home Community owners. New things surprise us each day, …

In a letter dated June 6, 2019 obtained by MHLivingNews, Senator Tina Smith (MN-D) wrote Senators Mike Crapo (ID-R) and Sherrod Brown (OH-D) to urge greater support for lending on affordable housing, particularly naming manufactured homes.   Senator Crapo is the chairman and Senator Brown is the ranking member of the Committee on Banking, Housing, and Urban Affairs. Smith is …

Let’s note from the top that what follows is rooted in reality but will be framed as an exploration of a hypothetical scenario that could redistribute wealth without resorting to socialism or new laws.  It could be done via a specific use of existing antitrust and RICO laws.   Let’s further note that while huge businesses may seem to offer …

Imagine for the new few minutes that you are a detective trying to solve a mystery. Detectives look for clues and examine evidence. Investigators ought to be objective. Like a doctor seeking the cause for an ailment, there are tests, results, facts, and reason that should to be the drivers for solving any puzzle.   Investigators ask questions, such as …