Sometimes the quality of remarks are more important than the mere quantity of statements to public officials. Earlier this week, there were no apparent statements to the FHFA on the Duty to Serve (DTS) manufactured housing mandated for mortgage giants Fannie Mae’s and Freddie Mac’s proposed plans for 2022-2024 by anyone actually living in a manufactured home. There were also …

Why is there so little competition in the manufactured home lending market? While there are several interlocking factors, one of the simplest points to make is that the mortgage giants Fannie Mae and Freddie Mac are not doing the robust lending in the manufactured home market as they are doing for conventional housing. What follows is a step-by-step explanation based …

By the tens of millions, public interest in unidentified flying objects (UFOs) has been steady and strong for decades. The “incident at Roswell,” NM in July 1947 marks the ‘modern’ start to the contemporary question of – ‘are we alone as sentient beings in the universe?’ Whatever someone thinks of former President Bill Clinton, he made an interesting point when …

To understand the importance of the cautionary comments from award-winning attorney Marty Lavin to Mobile and Manufactured Home Living News (MHLivingNews), it is useful to understand some basics that influence all forms of conventional and manufactured homes. Access to lending plays an important role in all resale home valuations. The law of supply and demand, along with proper support by …

Creating a top 25 list of topics and reports being accessed on industry leader Manufactured Home Living News (MHLivingNews) can be a time saver. That is what this report will provide. Think of this as an index to the reports that readers like you decided are the top 25 on MHLivingNews. Additionally, following this list, there will be a similar …

MHLivingNews has previously reported that the upward pressure monthly fees on homesites needs an influx of new homesites to mitigate that lack of supply. This publication has also reported that more competitive financing would make a difference for numbers of current and potential affordable housing seekers and manufactured home owners. The following is based on what is found on the …

  “In general, the figures suggest that manufactured homes have seen price [appreciation] trends broadly similar to those of other homes.” – August 23, 2018 news release by the Federal Housing Finance Agency (FHFA), page 24 of the federal document linked further below as a free download.    “I will never make a disparaging remark about a manufactured home. It …

The are some 22 million Americans who live in a mobile or manufactured home. There are, per the Apartment List in 2019, about 111 million renters. Millions of conventional housing owners will at some point sell and want to upsize, downsize or make some form of housing change. Each of those groups and others ought to ponder what this data …

The following are the comments as prepared for the Federal Housing Finance Agency (FHFA) virtual listening session scheduled for Wednesday 12.11.2019.    — FHFA Listening Session Comments by L. A. ‘Tony’ Kovach, Publisher of MHLivingNews.com, MHProNews.com, Award-Winning Manufactured Home Industry Expert and Consultant (LATonyKovach.com and http://www.linkedin.com/in/latonykovach)   Speakers addressed the Washington, D.C. Federal Housing Finance Agency (FHFA) Duty to Serve …

Preface. This article will first outline a five-point plan for affordable housing and manufactured home living recovery. Then, it will give some specific examples of why this plan makes more sense than others that are being discussed. Interlaced with that will be facts, evidence and specific examples of how the battle for affordable housing has been weaponized by some powerful …