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Words may sound good but are at times proven to be devoid of meaningfully matching action. A new HUD PD&R report effectively confirmed and amplified several findings in an August 2021 research report and analysis on MHLivingNews entitled “Why So Few Affordable U.S. Homes? Federal & Other Research – Monopolies, Moats, Manufactured Housing – Impacts Renters, Current Manufactured Homeowners, Conventional …

The Securities and Exchange Commission (SEC), which is the primary regulatory of U.S. stock markets, announced a legal enforcement action against Cavco Industries over conduct involving former Cavco Chairman and CEO, Joseph Stegmayer, Daniel Urness, and the company. Cavco issued the following press release on 9.3.2021 which states their response to the complaint. The SEC Complaint – i.e. legal pleadings …

Properly understood, existing federal laws are routinely and broadly speaking on the side of residents and white hat independents who believe they are being victimized by “predatory” firms operating in the manufactured housing industry.  With that statement in mind, Berkshire Hathaway backed Apple’s recently announced settlement of $100 million dollars in a class action antitrust lawsuit filed against Apple by …

Samuel “Sam” Strommen from Knudson Law forged an evidence-based and systematic case that points the finger of monopolization at Clayton Homes, 21st Mortgage Corporation, Warren Buffett’s Berkshire Hathaway, and several specific members of the Manufactured Housing Institute (MHI). Minneapolis Federal Reserve professional researchers James A. Schmitz Jr and David Fettig have made their own evidence-based argument that “Monopolies Inflict Great Harm on Low- and …

Fake news is a real issue. Who says? Ironically, it is often professionals in the news media business. A close look at the words “fake news” in the top left graphic reveals it is made up of various sizes of the word “propaganda.” Spotting propaganda and the problems associated with fake news will be examined in this factual and evidence-based …

While much, but not all, of the mainstream media is busy telling one side of the story on COVID19 and the effectiveness or risks with vaccinations, there is an entirely different set of facts and scientific evidence to consider. There are not quacks with tin hats. These are often frontline doctors, health care professionals, and scientists from nations around the …

“The art of [good] economics consists in looking not merely at the immediate but at the longer effects of any act or policy; it consists in tracing the consequences of that policy not merely for one group but for all groups.” – Henry Hazlitt, Economics in One Lesson. What is true for honest individuals should also be true for a …

Manufactured homes are the most proven form of affordable housing in America today, period. Nothing else comes close. That is not an empty or boastful claim. Rather, that statement is based on decades of well-documented facts and evidence. There are numerous research studies, mostly from third parties to manufactured home interests, that document that some 22 million Americans live in …

When someone wants to understand the lack of affordable housing in the U.S., by reading published studies from a range of sources, a few common facts emerge. The underlying causes of the affordable housing crisis observed by experts and partisans are often similar regardless of which of the two major political parties they may favor. For example, Zoning is a …

Congressional Representative Cindy Axne (IA-D) office made the following media release available to MHLivingNews. First-time visitors should note that  there are white-hat brands in manufactured housing as well as so-called black-hat or “predatory” brands too. More on that further below. The Rep. Axne press release will be followed by additional information, some MHLivingNews analysis, and a brief related commentary.   …

Mobile and Manufactured Home Living News (MHLivingNews) believes strongly in the virtue of giving credit to where it is due. We routinely source information from sources across the left-right divide. Among the resources that we spot-check is Zero Hedge, a generally – but not always – ‘right’ or conservative leaning source. In a report dated July 22, they quoted Mark …

Sometimes the quality of remarks are more important than the mere quantity of statements to public officials. Earlier this week, there were no apparent statements to the FHFA on the Duty to Serve (DTS) manufactured housing mandated for mortgage giants Fannie Mae’s and Freddie Mac’s proposed plans for 2022-2024 by anyone actually living in a manufactured home. There were also …

Ben and his family have lived in manufactured housing for some years. He recently bought a new manufactured home.  In his view, he has been lied to repeatedly by the sales person as far as delivery dates and other issues were involved. That said, Womack said he and his wife love the floorplan and home that they bought, if it …

Why is there so little competition in the manufactured home lending market? While there are several interlocking factors, one of the simplest points to make is that the mortgage giants Fannie Mae and Freddie Mac are not doing the robust lending in the manufactured home market as they are doing for conventional housing. What follows is a step-by-step explanation based …

Anything that has happened before can happen again. So said historian turned politician, Democratic House Majority Whip James Clyburn. Whatever someone’s political beliefs, or lack of them, may be – Clyburn is demonstrably correct on that point. History does not precisely repeat. But once something has occurred in human history, something similar is obviously capable of re-occurring.  Biblically, history was …