Neither Donald H. Layton, nor anyone other typical human that this writer has met or heard about, is able to see into the future with total clarity or certainty. That is to say that Layton’s first installment of a research article for the Furman Center, shared in Part I and unpacked with added facts, evidence, and analysis in Part II, …
Read More »Fannie Mae Response to What Determines Rate on a 30-Year Mortgage? Useful Information for Conventional and Manufactured Home Buyers and Shoppers that can Benefit Your Planning; Facts-Analysis
As the featured image in this article provided by mortgage giant Fannie Mae reflects, there has been a bit surprising to many roller-coaster on mortgage rates in 2024. Despite the fact that the Federal Reserve announce two different rate cuts and there was dip in mortgage interest rates going into that first rate cut, it was followed by a fairly …
Read More »USA Today-The Hill, Other Media-David Plouffe and Democratic Advisers-Insiders on Kamala Harris Campaign Revelations-Why It Matters to Affordable Housing Seekers-Manufactured Home Advocates
It is a vexing reality that in the U.S. access to affordable housing is influenced by politics. As a prior report here on MHLivingNews recently revealed there are dozens of nations around the world that have a higher rate of home ownership than the U.S., even though the U.S. routinely has a higher average household income than most other countries. …
Read More »MHARR Issues Urgent Call to Action by President-Elect Donald J. Trump to Withdraw and Repeal DOE Manufactured Home Energy Regulations – Why It Matters to Affordable Housing Seekers
The lack of affordable housing was one of the top issues that guided voting decisions according to various pollsters. The lack of affordable housing near where it is needed in the U.S. costs the economy about $2 trillion dollars a year in economic drag. The 2024 election is largely in the rearview mirror. Donald J. Trump (R) has overcome the …
Read More »Top 10 States for Homelessness & Top 10 Cities for Crime – ‘Unfortunately Folks This Bad Stuff and These Crises are Going to Get Worse Until…’ Shocking Fact-Based Lessons with MHVille Analysis
According to left-leaning Google’s AI powered Gemini on 10.26.2024 is the following information. The top 10 states with the largest homeless populations in 2023 are: California | 181,399 people experiencing homelessness New York | 103,200 people experiencing homelessness Florida | 30,756 people experiencing homelessness Washington | 28,036 people experiencing homelessness Texas | 27,377 people experiencing homelessness Oregon | 20,142 people experiencing …
Read More »Homeownership Rates in Europe-Other Parts of the World Compared to United States Homeownership Rate-Eye Opening Facts with Analysis and Critical MHVille Insights for Affordable Housing Advocates
Senator Sheldon Whitehouse (RI-D) and Cavco Industries (CVCO) are two of several sources that stated that the lack of affordable housing near where it is needed in the United States cost the American economy some $2 trillion dollars annually. The U.S. produces less housing every year than it needs. That shortage of affordable housing, per economic experts and others, is …
Read More »Manufactured Homes Appreciation Research Reveals Decades of Evidence Mobile and Manufactured Homes Can Gain Value Similar to and Sometimes Faster than Conventional Housing and for Similar Reasons
Mobile and Manufactured Home Living News has been reporting for over a decade that third-party research reflects the fact that modern manufactured homes can and do gain value, and for similar reasons, as conventional site-built housing. More recent research by LendingTree and other sources, such as the Federal Housing Finance Agency (FHFA), is linked below. But the purpose of this …
Read More »Mobile Home and Manufactured Home Residents Could be Deciding Factor in Several 2024 Presidential Swing States, Congressional and Other Races-Facts with Analysis
In the summer of 2024, Mobile Home and Manufactured Home Living News published a report on the percentage of each state’s population that were made up of residents of pre-HUD Code mobile homes and post-HUD Code manufactured homes. That report was based upon the U.S. Census Bureau and American Community Survey, linked here, and goes into additional details not found …
Read More »Housing Affordability Ranks High Among Voters – ‘Forever Renters’ Rising Homelessness, Out-of-Reach Housing Costs, and Most Proven Solution to Affordable Housing Crisis – Facts with Analysis
According to Spectrum News, “Housing affordability ranked as the third biggest issue for millennials, fourth for Gen Xers and sixth for Baby Boomers.” HousingWire said: “More than 90% of Gen Z adults said that housing affordability is their No. 1 issue heading into the presidential election this fall.” Both of those were June 2024 reports. As the math previously provided on the …
Read More »Introducing TARK who said: ‘I’m a Teen and Know the Solution to Affordable Housing Crisis’
“Figuring out the solution to the U.S. affordable housing crisis isn’t rocket science,” said Tamas A. R. Kovach (a.k.a.: TARK) in his debut op-ed posted at this link here and below. “Reading, go to Washington D.C., meet with public officials, attend events, go to your local district Congressional office, you learn stuff,” said TARK. See his thoughtful, sources provided and linked, eye …
Read More »Ranking of Manufactured Homes and Mobile Homes as Percentage of All Housing Units in all 50 States, Washington, D.C. and Puerto Rico plus More Manufactured Housing Research-Facts
The following is from the U.S. Census Bureau. Explanation of the symbols and other details are found below the table ranking each state and jurisdiction shown by the percentage of housing units that are manufactured or mobile homes (Part I). Note that while the table below this infographic does not make a distinction between what percentage of housing units were …
Read More »‘They’ve Got You By the B-lls’ ‘The Game is Rigged’ G Carlin-Others on Loss of American Dream ‘They Don’t Want Well Informed-Well Educated People Capable of Critical Thinking’ (R-Rated Lingo)
“Now, this ain’t just ranting and raving. This ain’t just blowing off steam. I got a little evidence to support my claim.” “But there’s a reason. There’s a reason. There’s a reason for this, there’s a reason education sucks, and it’s the same reason that it will never, ever, ever be fixed. It’s never gonna get any better. Don’t look …
Read More »‘Taking From People That Can’t Afford It’ Dylan Olson tells Reporters 100s of Manufactured Home Community Residents ‘Fighting Back’ Against RHP Properties ‘Disputed’ 30 Percent Site Rent Hike
‘Residents at Portside at the Beaches, a manufactured home community owned by RHP Properties, are fighting against a lot rent increase,’ says News 4 Jax in Jacksonville, FL. Residents at a RHP Properties location called Portside at the Beaches were hit with a drastic lot rent increase in June 2024. Dylan Olson and others will reportedly have their site rent …
Read More »Landslide Brought Me Down-I’ve Been Afraid of Changin Cause I’ve Built My Life Around You But Time Makes You Bolder Children Get Older I’m Getting Older Too–Stevie Nicks-Fleetwood Mac-Landslide
Among the comments posted to one of the video versions of Fleetwood Mac’s lead singer Stevie Nick’s singing Landslide below said this. “I have 4th stage pancreatic cancer. I turned around and I wasn’t young and beautiful anymore. But I can use this time of my life wisely. I accept these changes. I’m climbing this mountain of cancer. But then …
Read More »‘Demonized and Persecuted’ Hanne Nabintu Herland on Battle of Elites vs. Everyday People in U.S. and Worldwide – How Failed Trump Assassination Attempt Helped Avert Conflicts
“Our young people can’t afford to buy a home anymore.” “We’re going from an ownership society to a renters’ society. When we do that, we go from being free citizens to mere subjects, entirely at the mercy of the powerful. We’re on track to be subjected to these giant corporations who have no Patriotism, no love for America, and indeed …
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