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Before digging into insights from the Vanderbilt Mortgage and Finance, Inc., Plaintiff, vs. Cesar Flores, et al, Defendants Case NO. C-09-312, the following background is useful. Since shortly after publishing the Manufactured Home Living News (MHLivingNews) report on “The Case Against Clayton Homes” on 5.28.2020, that report has had hundreds of thousands of hits from readers, and has routinely been …

As part of the featured image for this report by Now Earth reflects, the number of misleading headlines and reports surrounding the Department of Energy (DOE) manufactured housing energy rule are numerous. Since June 15, 1976 all HUD Code manufactured homes had to meet specific energy standards. Those standard demonstrably saved consumers money, especially when compared with pre-HUD Code mobile …

“Glory Lautner, a TikToker, wanted to challenge preconceptions about what living in a trailer [sic] is really like,” wrote Charissa Cheong for an Insider article republished by Yahoo News on Independence Day, 7.4.2022. While the terminology used by Lautner (trailer, mobile home) should not be used to describe her manufactured home, as the report linked here explains, it is common. …

Freddie Mac released a research brief on June 29, 2022 on Manufactured Housing. That brief was provided to MHLivingNews and others in media and its key findings are found below. Their report will be followed by other information from mainstream news and other sources. Research Brief | June 29, 2022 Majority of Consumers Say They Would Consider Purchasing a Manufactured …

As numbers of affordable housing advocates know, Texas is the number one state in the U.S. for the production and shipments of new HUD Code manufactured homes. Texas is the second largest state in geographic size and in population. What happens in Texas has an impact on the rest of the nation. So, what recently occurred in their major party …

Mark Weiss, J.D., President and Chief Executive Officer (CEO) of the Manufactured Housing Association for Regulatory Reform (MHARR), provided the following op-ed to MHLivingNews.   MHARR – ISSUES AND PERSPECTIVES  JUNE 2022 “THE ‘WOKE’ WAR ON AFFORDABLE HOUSING” The leaders of the “woke” mob – inside government and out — will never admit that they actually oppose affordable housing and …

The Mortgage Bankers Association (MBA) in a press release dated June 8, 2022 said: “Mortgage applications decreased 6.5 percent from one week earlier…for the week ending June 3, 2022.” Joel Kan, MBA’s Associate Vice President of Economic and Industry Forecasting said that “Weakness in both purchase and refinance applications pushed the market index down to its lowest level in 22 …

The AARP Public Policy Institute published a report that merits a closer look, given the fact that inflation is roaring and there is widespread agreement that affordable housing is in great demand. Nearly half of all Americans living in manufactured homes are over 50, said AARP, which cited the sources for their data. AARP’s report below is largely favorable to …

“Consumers reported losing more than $5.8 billion to fraud in 2021, a 70% increase over the prior year, the Federal Trade Commission [FTC] said Tuesday. Almost 2.8 million people filed a fraud complaint, an annual record.” So reported CNBC on 2.22.2022. When you do the math, the average scam was for about $2071.43. When millions have been victimized by fraudulent …

During a well-documented affordable housing crisis, manufactured housing has finally risen beyond the 100,000 new homes produced threshold in 2021. The last time the manufactured home industry collectively produced over 100,000 homes was in 2006, when 117,373 new HUD Code manufactured homes were produced. A look at the most recent state and national level manufactured home production and shipment data …

Professor James A. Schmitz Jr.’s formal comments letter to the Department of Justice (DoJ) include the following observations: “monopolies inflict harm in many ways. These include: A. Monopolies sabotage and destroy markets. They typically destroy substitutes for their products, often those that would be purchased by low-income households; B. Monopolies also use their weapons to manipulate and sabotage public institutions …

Financial and news media site Zero Hedge ran a headline that raised the following concern. “Is The US Going To Transition From Stagflation Directly Into A Full-Blown Economic Depression?” Authored by Michael Snyder via TheMostImportantNews.com, Snyder opened with, “Should the fact that the U.S. economy actually contracted during the first quarter actually surprise any of us?  Since the start of …

Preface. As a disclosure, this writer has spent about half of my adult life living in manufactured homes. From Texas to Wisconsin, Illinois to Oklahoma, I’ve owned and lived in several HUD Code manufactured homes I was happy to have my friends and colleagues come to visit. I’ve also spent numbers of nights in later model mobile homes (late 1960s …

A possible tidal shift is underway in America. It is the battle over the future of the American Dream, as will be unpacked from the facts, evidence and viewpoints that follow. In the wake of 4-decade high inflation, a largely open southern border, foreign policy disasters in Ukraine and Afghanistan, domestic policy woes in fuel, food, housing, automotive, and more …

“Forget what they told you. If you want the truth, follow the money,” said author Roxanne Bland. On the one hand, the American Dream is alive, with numbers making their case in favor of that belief. On the other hand, millions believe the American Dream is under attack and that access to that idealistic dream is limited and uneven at …